Our Budget

We live in a college town in the midwest. I work in IT and my wife works in a grocery store. 

Take home pay - $3563.57 (This is after contributing 20% of my income to the company’s 401k plan)

My wife makes about $1200 per month, but we don’t factor it into our budget. I am not sure if that is a good thing or not. I am open to suggestions. 

Here is our monthly budget based on my income only - 

Our current budget